Method and apparatus for check stack visualization

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C235S454000

Reexamination Certificate

active

07896231

ABSTRACT:
A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.

REFERENCES:
patent: 4352100 (1982-09-01), O'Connell
patent: 4356221 (1982-10-01), Anthony
patent: 4634584 (1987-01-01), Grosskinsky
patent: 4649390 (1987-03-01), Andrews
patent: 5220501 (1993-06-01), Lawlor
patent: 5912668 (1999-06-01), Sciammarella et al.
patent: 5963647 (1999-10-01), Downing
patent: 6131809 (2000-10-01), Drescher
patent: 6164638 (2000-12-01), Owens
patent: 6170818 (2001-01-01), Eastman
patent: 6202054 (2001-03-01), Lawlor
patent: 6241244 (2001-06-01), Modi
patent: 6290070 (2001-09-01), Graef
patent: 6302393 (2001-10-01), Beskitt
patent: 6318714 (2001-11-01), Beskitt
patent: 6328207 (2001-12-01), Gregoire
patent: 6331000 (2001-12-01), Beskitt
patent: 6394907 (2002-05-01), Rowe
patent: 6474548 (2002-11-01), Montross
patent: 6554185 (2003-04-01), Montross
patent: 6574377 (2003-06-01), Cahill et al.
patent: 6607081 (2003-08-01), Graef
patent: 6659341 (2003-12-01), Wang
patent: 6726097 (2004-04-01), Graef
patent: 6745939 (2004-06-01), Force
patent: 6866586 (2005-03-01), Oberberger
patent: 6941274 (2005-09-01), Ramachandran
patent: 6983880 (2006-01-01), Graef
patent: 6988656 (2006-01-01), Scarafile
patent: 7032245 (2006-04-01), Scarafile
patent: 7057616 (2006-06-01), Motter et al.
patent: 7136061 (2006-11-01), Cordner
patent: 7588182 (2009-09-01), Carpenter et al.
patent: 2002/0011431 (2002-01-01), Graef
patent: 2002/0038289 (2002-03-01), Lawlor
patent: 2003/0061132 (2003-03-01), Yu, Sr. et al.
patent: 2003/0196936 (2003-10-01), Graef
patent: 2003/0201318 (2003-10-01), Graef
patent: 2004/0064414 (2004-04-01), Silverbrook
patent: 2004/0089711 (2004-05-01), Sandru
patent: 2004/0212141 (2004-10-01), Graef
patent: 2004/0212142 (2004-10-01), Graef
patent: 2004/0215564 (2004-10-01), Lawlor
patent: 2004/0222295 (2004-11-01), Magee
patent: 2004/0245333 (2004-12-01), Kraft
patent: 2005/0040225 (2005-02-01), Csulits
patent: 2005/0065639 (2005-03-01), Hayduchok
patent: 2005/0244932 (2005-11-01), Harding
patent: 2005/0258234 (2005-11-01), Silverbrook
patent: 2005/0258235 (2005-11-01), Silverbrook
patent: 2005/0279822 (2005-12-01), Douglass
patent: 2006/0024690 (2006-02-01), Kao
patent: 2006/0024831 (2006-02-01), Kao
patent: 0504287 (1999-07-01), None
patent: 0960499 (2005-11-01), None
patent: 2258790 (1993-02-01), None
patent: WO91/09370 (1991-06-01), None
patent: WO97/04411 (1997-02-01), None
patent: WO01/03012 (2001-01-01), None
patent: WO01/80145 (2001-10-01), None
Bank One Enhances Customer Deposit with NCR ATM Solution; First North American Bank to Offer No-Envelope ATM Deposits, Image Processing and Retrieval. Business Editors. Copyright 2002 Business Wire.
ATM Forum Targets User Needs and Desktop Applications; Broadband Networking News, v 6, n 18, p N/A; Sep. 3, 1996.
Edwards, C.;Optical Format to Wait for 90nm; Electronic Engineering Times UK; Sep. 9, 2002.
McKenney, J.L. et al.;Bank of America: The Crest and Trough of Technological Leadership; MIS Quarterly v21n3 pp. 321-353; Sep. 1997.
Shan, T.C. et al.;Service Oriented Solution Framework for Internet Banking; International Journal of Web Services Research v3n1 pp. 29-48; Jan.-Mar. 2006.
Stack, J.;Comment: Banks Losing Out in ‘Money Revolution’; American Banker—Aug. 27, 1999; p. 6; vol. 164, No. 165.
Totty, P.;ATMs in Overdrive; Credit Union Magazine v71n6 pp. 68-72; Jun. 2005.
Verma, R. et al.;Redesigning Check-Processing Operations Using Animated Computer Simulation; Business Process Management Journal v6n1 pp. 54; 2000.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Method and apparatus for check stack visualization does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Method and apparatus for check stack visualization, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and apparatus for check stack visualization will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2774214

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.