Method and apparatus for an integrated identity security and...

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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Details

C705S072000, C705S075000

Reexamination Certificate

active

10014040

ABSTRACT:
An identity security system (10) that reduces the likelihood of identity theft and fraud includes a central system (12) and a portable wireless device (15). The central system (12) stores personal data of a party including information regarding one or more payment cards of the party, one or more bank accounts of the party, driver license data of the party, and/or other identification data of the party. The wireless device (15) electronically connects to the central system (12). With the present system, using the wireless device (15), the party can pay for a transaction using the one or more of the payment cards, cause funds to be transferred to or from the bank accounts and/or provide identifying data if necessary.

REFERENCES:
patent: 4868376 (1989-09-01), Lessin et al.
patent: 5276311 (1994-01-01), Hennige
patent: 5329589 (1994-07-01), Fraser et al.
patent: 6038548 (2000-03-01), Kamil
patent: 6076075 (2000-06-01), Teicher
patent: 6295482 (2001-09-01), Tognazzini
patent: 6327578 (2001-12-01), Linehan
patent: 19903363 (2000-08-01), None
patent: 0910 028 (1999-04-01), None
patent: 1093097 (2001-04-01), None
patent: 02003141650 (2003-05-01), None
patent: WO 97/45814 (1997-12-01), None
European Search Rpt. Jan. 18, 2005, European Srch R.

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