Method and apparatus for a model assessing debtor behavior

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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C705S035000, C705S039000

Reexamination Certificate

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07962403

ABSTRACT:
A computer implemented method for assessing different expected payment behavior of a debtor with respect to different creditors.

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patent: 2007/0156557 (2007-07-01), Shao et al.
Estimating and pricing credit risk: An overview; Kao, Duen-Li; Financial Analyst Journal; V56n4 pp. 50-60; Jul./Aug. 2000.
Experian and Predictive Metrics Introduce Small Business Lease Decision Score; PR Newswire (US) Apr. 14, 2003.
Title Sharing Default as a Borrower Discipline Device; Padilla, A.J.; Pagano, M; Boston University—Industry Studies Programme, Boston, Boston Univerisity—Industry Studies Programme pp. 26; 1996.

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