M-commerce virtual cash system, method, and apparatus

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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Details

C235S380000, C705S039000, C705S040000

Reexamination Certificate

active

07552867

ABSTRACT:
A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.

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International Search Report PCT/US2007/064108- International Search Authority Sep. 5, 2007.

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