Investment advice systems and methods

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S035000, C705S037000, C705S038000

Reexamination Certificate

active

09696762

ABSTRACT:
The present invention provides investment advice systems. One version of the present invention provides investment advice systems that allow a user to select one or more advisors from a list of investment advisors. According to this version of the invention, the end user can receive advice on a particular transaction either separately from each investment advisor or in consensus. The system offers advice in part on the user's portfolio, tax position and risk profile and in part on the advisors evaluation of current market conditions. Thus, when a user is considering making a transaction, the user can obtain advice that can take into portfolio information including a user's proposed transaction and/or user portfolio information. A user armed with the above-described customized advice can execute a specific transaction and have their portfolio updated to reflect execution of that (those) order(s). In an alternative embodiment, a user's desire to buy or sell a security and/or a need for rebalancing a user's portfolio can generate transaction(s). As a result, the system will generate a buy/sell list (including recommended alternatives) from which a user can select.

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International Search Report Completed on Mar. 19, 2001 and Mailed on Mar. 27, 2001.
“Placemark Introduces “Total,” First Production to Provide Comprehensive Tax Optimization for Individual Investors”, Placemark Investments, pp. 1-2.
Figlewski, S. et al., “Optimal Aggregation of Money Supply Forecasts: Accuracy, Profitability, and Market Efficiency”, pp. 38-54 reprinted from Journal of Finance, 28: 3, Jun. 1983, pp. 695-710.

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