Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-08-22
2006-08-22
Millin, Vincent (Department: 3624)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S043000, C235S375000, C235S379000
Reexamination Certificate
active
07096198
ABSTRACT:
A computerized computer program in an Internet Web site with input and output capabilities for the sale, issue and dispensing of debit cards that includes automated teller machine as dispensers for debit cards that include each one a unique identification number on a storage member thereon. A purchaser clicks the Web site address through his or her personal computer, then, following the program steps, enters his/her particulars and those of the transaction which are merged with one of the unique identification numbers and transmitted to a remote computer facility that acts as clearing house for the users' transactions. The remote facility includes input and output means to communicate with the debit card issuer(s), the dispensers and the associated circuitry to obtain the identification numbers of the debit cards being issued and dispensed and the particulars of the holders and the transactions. Adequate software is provided in the remote facility to permit holders to access the same line of credit opened for one or more debit cards so that different users can remotely access and affect one or more lines of credit.
REFERENCES:
patent: 5883810 (1999-03-01), Franklin et al.
patent: 6000832 (1999-12-01), Franklin et al.
patent: 6014645 (2000-01-01), Cunningham
patent: WO 9826376 (1998-06-01), None
patent: 98 4402 (2000-03-01), None
Unknown. Unbanked Debit? Card Fax, vol. 1998, No. 81, p. 2, Apr. 1998.
Unknown. Internet Access: Consumers & Businesses Can Now Order the Industry's Most Comprehensive Package of Communications Services on tth 'Net. EDGE, on & about AT&T, Oct. 1995.
AT&T Targets Women with IVillage Net Access Pact. Newsbytes News Network, Nov. 1998.
Unknown. A new Card Dispenser Gives the Unbanked a Debit Option. Debit Card News, vol. 3, No. 21, p. 7, Apr. 1998.
Unknown. RSL Com: RSL CoOM sells virtual phone cards. M2 Presswire, Nov. 1998.
About the Card. See the Omnigift Web site, retrived from the Internet on Mar. 13, 2000.
Apr. 1998.
Campen Kelly
Faro John H.
Millin Vincent
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