Internet insurance certificate system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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Details

C705S001100

Reexamination Certificate

active

07398220

ABSTRACT:
A system and method for issuing insurance certificates through a Web site using a single database of certificate information for both issuers and receivers of certificates. Interfaces and features are provided for Certificate Holders, Producers, Insurers, and Insured, and for parties who may receive large numbers of certificates. Control and security features enable a Certificate Holder to obtain certificates directly from the disclosed Web site in a manner that is consistent with information entered by a Producer associated with the Insured. The levels of security and control may be tailored to individual Insured parties, and/or to specific types of coverage to be listed on the resulting certificates. Producers may further indicate appropriate approval processes to be imposed on certificate requests for individual insured parties, and/or to specific types of coverage to be certified. The certificate information database maintained by the disclosed system is advantageously accessible to parties that are involved in either incoming or outgoing certificates.

REFERENCES:
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patent: 6272482 (2001-08-01), McKee et al.
patent: 6526386 (2003-02-01), Chapman et al.
patent: 6694315 (2004-02-01), Grow
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http://web.archive.org/web/*/http://www.acords.com, Website of Choices via http://www.archive.org, pages from Feb. 3, 1999 and Dec. 2, 1998.
Malecki, Insurance certificates, Dec. 1997, Rough Notes, vol. 140 No. 12, pp. 70-71.
Hale, Greater productivity equals greater profitability, Jun. 1999, American Agent & Broker, vol. 71 No. 6, pp. 40-46.
Hancock, Automation vendors trek further into cyberspace, Nov. 1998, American Agent & Broker, vol. 70 No. 11, pp. 32-46.
Leming, Chubb lets shippers review, download certificates online, Aug. 1999, Journal of Commerce, p. 8.

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