Interactive system and method for selling insurance

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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Reexamination Certificate

active

07080020

ABSTRACT:
An interactive system and method of selling reinsurance involves preliminary steps of enrolling a plurality of primary insurers or cedents to use the system, formulating reinsurance proposals to make available to the cedents through the interactive system, posting the proposals on a secure server in the system and calculating and allocating risk capacity to the proposals and cedents. Each cedent is provided secure access to a list of proposals being made available to it. Upon selection and submission of a proposal by a cedent, the system server generates an acceptance notice, transfers the information on the proposal to a listing of agreements entered into by that cedent, recalculates the available allocated capacity and withdraws from availability any proposals whose acceptance would reduce the available allocated capacity below a selected amount.

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Bestwire, Nov. 12, 1999, CNA Life Re Pilots Online System for Direct Writers and Reinsurance.
Greg MacSweeney, Dec. 1999, Reinsurance goes virtual at General Life; vol. 24, Issue 13 p. 19.
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