Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Statutory Invention Registration
2011-01-04
2011-01-04
Pihulic, Dan (Department: 3662)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
Statutory Invention Registration
active
H0002252
ABSTRACT:
A pre-collections system identifies debtors when they contact a company for a new purchase. A customer service representative (or other automated process) takes payment for the prior debt in real time. The pre-collections system is tightly integrated with an order processing system. Order processing system channels (web site, IVR, CSR, etc.) are enabled to redirect the customer debtor into a corresponding pre-collections system channel. Customers are routed back seamlessly in real time to the point in the order processing system where they left off. The customer is re-instated immediately when their payment is cleared. The system keeps track of blacklisted customers. Logic determines whether to resubmit an item, reclaim a product or service or to immediately collect upon the debt.
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Bohanan Yvette
Hopper Eric
Khare Sanjay
Le Jianning
Beyer Law Group LLP
Pihulic Dan
Vesta Corporation
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