Integrated full service consumer banking system and system and m

Registers – Systems controlled by data bearing records – Banking systems

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235381, 902 22, 902 24, G06F 1760

Patent

active

058668896

ABSTRACT:
An integrated financial system that includes a single customer account that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage components. A consistent user interface means is provided to allow a customer to access the account from a different sources including at least an automatic teller machine, a phone and a personal teller transaction. The account is flexible enough to include a variety of other components such as a credit card component, a line of credit component, a secured credit component and a money market component. A system and method for opening a single integrated account for a customer in a single session is also described.

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