Integrated full service consumer banking system and system and m

Details Integrated full service consumer banking system and system and m Integrated full service consumer banking system and system and m

1999-02-01

2000-10-17

Hajec, Donald

Registers

Systems controlled by data bearing records

Banking systems

235380, 705 41, 705 42, 902 14, 902 5, 902 22, 902 25, G06F 1760

Patent

active

061318108

ABSTRACT:
An integrated financial system that includes a single customer account that permits a customer to perform various financial transactions. The account includes at least banking components and brokerage components. A consistent user interface means is provided to allow a customer to access the account from a different sources including at least an automatic teller machine, a phone and a personal teller transaction. The account is flexible enough to include a variety of other components such as a credit card component, a line of credit component, a secured credit component and a money market component. A system and method for opening a single integrated account for a customer in a single session is also described.

REFERENCES:
patent: 4625276 (1986-11-01), Benton et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5321840 (1994-06-01), Ahlin et al.
patent: 5485370 (1996-01-01), Moss et al.
patent: 5659165 (1997-08-01), Jennings et al.
patent: 5866889 (1999-02-01), Weiss et al.

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