Identification and management of fraudulent credit/debit...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S03600T, C705S076000, C725S116000, C726S007000

Reexamination Certificate

active

08065233

ABSTRACT:
Transaction processing of online transactions at merchant sites determines the likelihood that such transactions are fraudulent, accounting for unreliable fields of a transaction order, which fields do not reliably identify a purchaser. A scoring server using statistical model uses multiple profiles associated with key fields, along with weights to indicate the degree to which the profiles identify the purchaser of the transaction.

REFERENCES:
patent: 5819226 (1998-10-01), Gopinathan et al.
patent: 5982891 (1999-11-01), Ginter et al.
patent: 6029154 (2000-02-01), Pettitt
patent: 6029195 (2000-02-01), Herz
patent: 6070141 (2000-05-01), Houvener et al.
patent: 6282658 (2001-08-01), French et al.
patent: 6330546 (2001-12-01), Gopinathan et al.
patent: 6421653 (2002-07-01), May
patent: 7536331 (2009-05-01), Pellegrino et al.
patent: 2001/0032192 (2001-10-01), Putta et al.
Microsoft Computer Dictionary, 1999, Microsoft Press, Fourth Edition, pp. 257-258.
Demby, E., “Fighting Fraud in Cyberspace Collections and Credit Risk,” Apr. 2000, vol. 5, No. 4, pp. 67,72.
Murphy, P., “Fighting Internet Card Fraud, Credit Card Management,” Jul. 2000, vol. 13, No. 4, pp. 18-26.
“Vendors Cast their Neural Nets to Catch Fraud in Online Sales,” May 1999, Debt Card News, vol. 4, No. 23.
Humpert, B., “Neurocomputing in Financial Services,” 1989, Expert Systems for Information Management, vol. 2, No. 3, pp. 172-199.
O'Heney, S., “Banks Finally Solve A1 Mystery,” 1990, Computers in Banking.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Identification and management of fraudulent credit/debit... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Identification and management of fraudulent credit/debit..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Identification and management of fraudulent credit/debit... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-4279065

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.