Health savings account system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Health care management

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S003000, C705S004000

Reexamination Certificate

active

07930192

ABSTRACT:
A method of providing insurance (including professional malpractice liability insurance) to consumers against unfavorable outcomes resulting from services, methods of rating risks associated with services, and a method of reducing the risk of unfavorable outcomes. In the first preferred embodiment, a policy limit is chosen by a patient (or other consumer), a premium based on the policy limit is paid by the patient, and if malpractice is committed by a health care provider (or other professional), the consumer is compensated up to the amount of the policy limit. The consumer signs an agreement that the liability of the service provider for malpractice will not exceed the policy limit. Risk factors are evaluated for the consumer, the doctor, hospital or other service provider, and the procedures that are to be performed, and are used to determine the amount of the premium, taking into account the policy limit chosen by the consumer.

REFERENCES:
patent: 5752237 (1998-05-01), Cherny
patent: 5845254 (1998-12-01), Lockwood et al.
patent: 5852808 (1998-12-01), Cherny
patent: 5999909 (1999-12-01), Rakshit et al.
patent: 6128620 (2000-10-01), Pissanos et al.
patent: 6223164 (2001-04-01), Seare et al.
patent: 6272471 (2001-08-01), Segal
patent: 6317719 (2001-11-01), Schrier et al.
patent: 6394811 (2002-05-01), Finitzo et al.
patent: 2002/0029157 (2002-03-01), Marchosky
patent: 2002/0035529 (2002-03-01), Tooke, III
patent: 2002/0082876 (2002-06-01), Martin et al.
patent: 2002/0087354 (2002-07-01), Martin et al.
patent: 2002/0147617 (2002-10-01), Schoenbaum et al.
patent: 2002/0194033 (2002-12-01), Huff
patent: 2003/0009359 (2003-01-01), Weidner et al.
patent: 2003/0028406 (2003-02-01), Herz et al.
patent: 2004/0267579 (2004-12-01), Markman
patent: 57-34265 (1982-02-01), None
patent: 2002-132955 (2002-05-01), None
Norm Andrzejewski & Rosalida T. Lagua, Use of a Customer Satisfaction Survey by Health Care Regulators, Public Health Report 1997, vol. 112, pp. 206-210.
Patrick et al., Are Hospital Characteristics Associated with Parental Views . . . ?, Pediatrics, vol. 111, pp. 308-314, Feb. 2003.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Health savings account system does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Health savings account system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Health savings account system will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2657537

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.