Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-05-31
2011-05-31
Subramanian, Narayanswamy (Department: 3695)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S044000, C705S035000
Reexamination Certificate
active
07953662
ABSTRACT:
A global customer activated terminal (CAT) primarily serves traveling customers who require access to their accounts when they are away from their home financial institution and beyond their local regional financial area. The system provides applications that permit users to access their accounts and utilize account profiles and transaction journals within a generic global system approach, and each transaction set provides access to the user's full account profile. The traveling customer is also provided with access to all their accounts linked (as they would locally) to a specific card. The hardware employed in the system supports encryption key downloading, unscrambling and PIN encryption, so that security is instituted at the hardware level. To provide the maximum flexibility at each regional level for product and services offered, regional front end processors and Hosts are the arbitrators of each transaction acceptance and fulfillment, rather than the CAT.
REFERENCES:
patent: 5235680 (1993-08-01), Bijnagte
patent: 5774879 (1998-06-01), Custy et al.
patent: 5787402 (1998-07-01), Potter et al.
patent: 5794218 (1998-08-01), Jennings et al.
patent: 5920848 (1999-07-01), Schutzer et al.
patent: 5933816 (1999-08-01), Zeanah et al.
patent: 5974372 (1999-10-01), Barnes et al.
patent: 6058378 (2000-05-01), Clark et al.
patent: 6289320 (2001-09-01), Drummond et al.
patent: 6349290 (2002-02-01), Horowitz et al.
patent: 6505177 (2003-01-01), Drummond et al.
patent: 6539361 (2003-03-01), Richards et al.
patent: 6598023 (2003-07-01), Drummond et al.
patent: 6796496 (2004-09-01), Andersen et al.
patent: 6901382 (2005-05-01), Richards et al.
patent: 6963333 (2005-11-01), Drummond et al.
patent: 6970845 (2005-11-01), Drummond et al.
patent: 6973442 (2005-12-01), Drummond et al.
patent: 6990466 (2006-01-01), Hu
patent: 7024385 (2006-04-01), Adcock et al.
patent: 7249344 (2007-07-01), Zeanah et al.
patent: 7568615 (2009-08-01), Corona et al.
patent: 7647259 (2010-01-01), de Fabrega
patent: 7657473 (2010-02-01), Meffie et al.
patent: 7668781 (2010-02-01), Bryant et al.
patent: 7716096 (2010-05-01), Drummond et al.
patent: 7725393 (2010-05-01), Drummond et al.
patent: 7835971 (2010-11-01), Stockton et al.
patent: 2001/0054019 (2001-12-01), de Fabrega
patent: 2003/0057271 (2003-03-01), Andersen et al.
patent: 2003/0066876 (2003-04-01), Goldman et al.
patent: 2003/0171911 (2003-09-01), Fairweather
patent: 2005/0273488 (2005-12-01), Ryan et al.
patent: 2007/0005643 (2007-01-01), Korman
patent: 2007/0143398 (2007-06-01), Graham
patent: 2007/0250808 (2007-10-01), Zeanah et al.
patent: 2008/0040248 (2008-02-01), Im
patent: 2008/0172443 (2008-07-01), Azulay Roger et al.
patent: 2008/0235124 (2008-09-01), Bryant et al.
patent: 2009/0089205 (2009-04-01), Bayne
patent: 2010/0114770 (2010-05-01), Bryant et al.
patent: 0955596 (1999-11-01), None
patent: WO 97/41498 (1997-11-01), None
patent: WO 98/19278 (1998-05-01), None
patent: WO 98/24041 (1998-06-01), None
European Search Report for Application No. EP 01 20 1314, dated Sep. 3, 2004 (mailing date).
“ICL Launches New ATM Application, Wins IT Contract,”M2 Presswire, Jun. 29, 1999.
“First African Carrier Joins the WorldPartners Association,”Business Wire, May 8, 1998.
Bryant Nancy
Meiroff Netty
Schechtman Howard A.
Warren Lucilla
Yu Wigberto
Citicorp Development Center Inc.
SNR Denton US LLP
Sophir Eric L.
Subramanian Narayanswamy
LandOfFree
Global method and system for providing enhanced... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Global method and system for providing enhanced..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Global method and system for providing enhanced... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2657442