Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
1999-09-24
2011-10-25
Hewitt, II, Calvin L (Department: 3685)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C709S217000, C709S203000, C709S219000
Reexamination Certificate
active
08046305
ABSTRACT:
A method and apparatus for processing credit card transactions over the Internet includes an application program interface (API) that converts a simple ASCII transaction message from the merchant to the message spec required by the transaction processor. The API also encrypts the transaction message so that the transaction is secure over the Internet and manages the message traffic between the merchant and transaction processor. In a second preferred embodiment, a merchant sends a simple ASCII transaction message via a SSL (secure sockets layer) Internet connection. In preferred embodiments, redundant connections are set up between the merchant and the transaction processor, allowing a transaction to continue being processed if one of the connections fails.
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VirtualNet Implementation Guide Vital VirtualNet Internet Gateway for Payment Processing, Vital Processing Services® (Vital™), LLC, Jun. 17, 1999.
Barnett Timothy
Galloway John
Elavon, Inc.
Hewitt II Calvin L
McKenna Long & Aldridge LLP
Winter John M
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