Financial information portal

Details Financial information portal Financial information portal

2008-02-12

2009-12-29

Borlinghaus, Jason M (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

07640210

ABSTRACT:
In a system for a financial institution or other information maintainer, has a list of its account holders that also have accounts with a portal and have agreed to link their portal account and user account with the financial institution or other information maintainer. When a user logs onto the user's portal account, the portal server can request information from the user account over a trusted link to the financial institution or other information maintainer. The portal can request data for a particular user over the trusted link or can request bulk data for all users, using portal authentication data, as opposed to user authentication data. In the preferred embodiment, the actions allowed on a user account by the portal authentication data are more restrictive than the actions allowed by the user authentication data. As an example, a brokerage house might allow the portal to read recent transaction data for the user but not to make trades on the user's account, while the brokerage house would allow the user to perform many more actions if the user logged on directly to the brokerage house's system using the user's authentication data.

REFERENCES:
patent: 6023684 (2000-02-01), Pearson
patent: 6029141 (2000-02-01), Bezos et al.
patent: 6199077 (2001-03-01), Inala et al.
patent: 6317783 (2001-11-01), Freishtat et al.
patent: 6434607 (2002-08-01), Haverstock et al.
patent: 6594766 (2003-07-01), Rangan et al.
patent: 6907401 (2005-06-01), Vittal et al.
patent: 7370011 (2008-05-01), Bennett et al.
patent: 2001/0037415 (2001-11-01), Freishtat et al.
Chapman, D. Brent; Zwicky, Elizabeth D. Building Internet Firewalls. O'Reilly & Associates. 1999. pp. 45-47.
“Corillian Voyager eFinance Suite on Microsoft BackOffice: Proven Scalability,” Microsoft Corporation, 1999. 17 pages.
Bauwens, Philippe. “Press Information: Summary of Siemens Nixdorf's Presentations at CeBIT 96.” Located at http://www.sni.be/en
ews/press/it.htm> visited on Apr. 18, 2000. Fourteen pages.
Lewis, Matt. “CheckFree Corporation Announces Record Quarterly and Six-Month Revenues Increases Financial Institutions Under Contract to 142,” located at <http://www.investquest.com/InvestQuest/c/ckfr
e/earings/ckfr26.txt> visited on Apr. 18, 2000. Seven pages.
“Open Financial Exchange and Microsoft,” located at <http://fourier.coker.edu/robinb/botc9.html,> visited on Apr. 18, 2000. Two pages.
“Traditional Banking makes its move. Integrion and IBM,” located at <http://fourier.coke.edu/robinb/botc8.html> visited on Apr. 18, 2000. Three pages.
Chapman, D.B. et al. (1995). “Building Internet Firewalls,” O'Reilly & Associates, Inc. pp. 45-47.
Flanigan, M. and Pecorara, J. “Yodlee and Exodus Team For Secure Personal Information Management,” located at <http://www.yodlee.com/corporate/pressrelease/exodus.htm> visited on Apr. 12, 2000. Two pages.
Keyes, J. “Banking Technology Handbook,” CRC Press. 1999. pp. 5-1 and 20-17.
Kyle, R.C. (Sep. 1, 1999). “Property Management. Dearborn Real Estate Education,” pp. 50-51.
Shea, R. “L25P:Implementation and Operation.” Addison-Wesley Professional. Reading, MA. Sep. 24, 1999. p. 191.
“Sample ‘My Yodlee’” Page, located at <http:www.yodlee.com/demo.html> visited on Apr. 12, 2000. Two pages.
The Yodlee Platform, located at <http:www.yodlee.com> visited on Apr. 12, 2000. Two pages.
“Yodlee.com launches a powerful new consumer service to help you take control of your life online,” located at <http://www.yodlee.com/corporate/pressrelease/launchfinal.html> visited on Apr. 12, 2000. Two pages.
“15 North American Banks and IBM Form Company To Offer Electronic Banking and Commerce Services,” located at <http://www.integrion.com
ews/15banks.html> visited on Apr. 18, 2000. Three pages.
“Integrion Launches End-to-End Industry Standard For Electronic Commerce,” located at <http://www.integrion.com
ews/story1.html> visited on Apr. 18, 2000. Five pages.
Intuit Announces 15 More Financial Institutions To Deliver Online Banking, located at <http://www.intuit.com/corporate/press—releases/020996.html> visited on Apr. 18, 2000. Two pages.
“Q:How do I download prices from a Canadian Exchange?” located at <http://www.intuit.com/support/quicken/faqs/sin2/1846.html> visited on Apr. 11, 2000. Three pages.
“Q:How do I track investments in the Portfolio window?” located at <http://www.intuit.com/support/quicken/faqs/mac/2161.html> visited on Apr. 11, 2000. Two pages.
“Quicken 99 Helps Consumers Find Money-Savings Opportunities and Make Better Financial Decisions,” located at <http://www.intuit.com/coproate/press—releases/090989.html> visited on Apr. 11, 2000. Five pages.
“Intuit, Microsoft, and CheckFree Create Open Financial Exchange,” located at <http://www.ofx.net/ofx/pressget.asp?-5> visited on Apr. 18, 2000. Two pages.
“S1 Corporation Files Suit Against Corillian Corporation For Patent Infringement,” located at <http://investor.s1.comireye/ir—site.zhtml?ticker=sone&script-410&layout-6&item—id-81111> visited on Apr. 11, 2000. Three pages.
“S1 Corporation Grated Patent For Advanced Online Financial Services Technology,” located at <http://investor.s1.com/ireye/ir—site.zhtml?ticker+sone&script=410&layout-6&item—id=81111> visited on Apr. 11, 2000. Three pages.
“VerticalOne Corporation To Offer Internet Users One-Stop For Managing Online Personal Content and Account Information,” located at <http://www.verticalone.com/pr/pr52599.html> visited on Apr. 11, 2000. Two pages.
SEC Accession No. [0000950109-96-004207], located at <http://www.sec.gov/Archives/edgar/data/351139/000095019-96-004207.txt>, visited on Apr. 18, 2000. Five of 170 pages.

Affiliated with

Also associated with

Rating

Financial information portal does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Financial information portal, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Financial information portal will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-4145869