Enhanced demand deposit accounts

Details Enhanced demand deposit accounts Enhanced demand deposit accounts

2006-12-28

2010-06-01

Abdi, Kambiz (Department: 3684)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000, C705S037000, C705S038000, C705S039000

Reexamination Certificate

active

07729987

ABSTRACT:
A method for adjusting a demand deposit account. The method may comprise the step of structuring the demand deposit account with at least a first balance tier and a second balance tier. The methods may also comprise the steps of monitoring a balance of the demand deposit account, and accruing interest to at least a portion of the balance of the demand deposit account at an interest rate if the balance falls within the second balance tier. The interest rate may be tied to an interest rate of an investment account.

REFERENCES:
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patent: 2006/0106693 (2006-05-01), Carlson et al.
patent: 2006/0212385 (2006-09-01), Bent et al.
ETRADE.com <URL: http://www.etrade.com> [online], Apr. 4, 2000 [retrieved on Nov. 7, 2007]. Retrieved from the Internet: <URL: http://www.archive.org>.
Proquest, PR Newswire—New York; Journal Abstract (Summary/Full Articel) [online], Apr. 4, 2000 [retrieved on Nov. 7, 2007]. Retrieved from the Internet: <URL: http://www.proquest.com>.
Proquest, Christian Science Monitor—Boston; Journal Abstract (Summary/Full Articel) [online], Feb. 4, 2002 [retrieved on Nov. 7, 2007]. Retrieved from the Internet: <URL: http://www.proquest.com>.
Barron's Financial Guides Dictionary of Finance and Investment Terms Barron's 1998. p. 144.

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