Registers – Coded record sensors
Patent
1993-06-18
1995-04-04
Hajec, Donald
Registers
Coded record sensors
235448, 235440, 235451, 235444, 235483, 235485, 235490, 235446, 382 13, 382 25, G06K 700
Patent
active
054040000
ABSTRACT:
A data card terminal, such as a credit card transaction terminal, is disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder. Transaction data including compressed signature signals and signals indicative of the presence of the card are transmitted to the host computer system of a transaction processor, who guarantees the transaction as chargeback-protected under certain circumstances. Also disclosed are methods for operation of the terminal, and methods for operation of transaction processor systems responsive to signals from the terminal, such as providing chargeback protected transactions and providing electronic and off-line transaction authorizations.
REFERENCES:
patent: 3231861 (1966-01-01), French
patent: 3299298 (1967-01-01), Schinner
patent: 3463890 (1969-08-01), Schinner et al.
patent: 3470358 (1969-09-01), Sallach
patent: 3514754 (1970-05-01), Schwend
patent: 3596249 (1971-07-01), Tierney
patent: 3612832 (1971-10-01), Goldstein et al.
patent: 3612833 (1971-10-01), Davis
patent: 3627991 (1971-12-01), Beall et al.
patent: 3627994 (1971-12-01), Sallach et al.
patent: 3656172 (1972-04-01), Wiltz et al.
patent: 3665161 (1972-05-01), Oberhart
patent: 3671720 (1972-06-01), White et al.
patent: 3714396 (1973-01-01), Stambler
patent: 3714398 (1973-01-01), Brock
patent: 3752074 (1973-08-01), White et al.
patent: 3763355 (1973-10-01), Brand, Jr.
patent: 3774015 (1973-11-01), Lockard
patent: 3806707 (1974-04-01), White et al.
patent: 3814905 (1974-06-01), Lawrence et al.
patent: 3816707 (1974-06-01), Kleinmeyer et al.
patent: 3825727 (1974-07-01), Sarcia
patent: 3831119 (1974-08-01), Ambrosio
patent: 3854661 (1974-12-01), Weber et al.
patent: 3859509 (1975-01-01), Dillingham et al.
patent: 3900717 (1975-08-01), Wu
patent: 3917915 (1975-11-01), Karras
patent: 3917925 (1975-11-01), del Rio
patent: 3970826 (1976-07-01), Kleinmeyer et al.
patent: 4034210 (1977-07-01), Hill et al.
patent: 4038522 (1977-07-01), Kleinmeyer et al.
patent: 4119270 (1978-10-01), Hill et al.
patent: 4215813 (1980-08-01), Hill et al.
patent: 4628195 (1986-12-01), Baus
patent: 4758714 (1988-07-01), Carlson et al.
patent: 4782217 (1988-11-01), Soza et al.
patent: 4801790 (1989-01-01), Solo
patent: 4815472 (1989-03-01), Wise et al.
patent: 4845770 (1989-07-01), Koshida
patent: 4874934 (1989-10-01), Nakahara et al.
patent: 4881410 (1989-11-01), Wise et al.
patent: 4897531 (1990-01-01), Someya et al.
patent: 4950875 (1990-08-01), Koshida et al.
patent: 4995060 (1991-02-01), Hill et al.
patent: 5013396 (1991-05-01), Wise et al.
patent: 5050231 (1991-09-01), Watanabe et al.
patent: 5055838 (1991-10-01), Wise et al.
patent: 5099111 (1992-03-01), Takakura et al.
patent: 5303312 (1994-04-01), Comerford et al.
IBM Technical Disclosure Bulletin (vol. 7, No. 12, May 1965).
IBM Technical Disclosure Bulletin (vol. 9, No. 7, Dec. 1966).
Brady Mark
Cavicchi Peter R.
Choudhuri Kumar S.
Depew Timothy W.
Evans John C.
Chin Esther H.
Hajec Donald
Microbilt Corporation
LandOfFree
Embossed character reader for data card terminal does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Embossed character reader for data card terminal, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Embossed character reader for data card terminal will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2381685