Electronic settlement system, electronic settlement method...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S035000

Reexamination Certificate

active

07739190

ABSTRACT:
Disclosed are an electronic settlement system, an electronic settlement method, and a cash payment method using a LCD barcode displayed on a mobile terminal, thereby simply performing member identification using the LCD barcode including member information, electronic settlement services (such as credit card settlement, direct payment card settlement, advance payment card settlement, small amount settlement, and Giro system settlement) at various shops via a procedure verifying whether a user is an actual owner of the barcode, cash payment services via member information barcode and member identification procedures, advance payment card services by depositing a designated amount of money at a database of the bank and allowing the user to systematically use the advance card within the deposited money, and wireless banking services for transmitting and receiving various banking related data via wireless network between the bank and the members.

REFERENCES:
patent: 6877661 (2005-04-01), Webb et al.
patent: 2002/0126780 (2002-09-01), Oshima et al.
patent: 11-045366 (1999-02-01), None
patent: 11045366 (1999-02-01), None
patent: 2000-227937 (2000-08-01), None
patent: 2001-005883 (2001-01-01), None
patent: 2001005883 (2001-01-01), None
patent: 10-2000-0037046 (2000-07-01), None
patent: 2000-0037046 (2000-07-01), None
patent: 2001-0008131 (2001-02-01), None
patent: 2002-0004103 (2002-01-01), None
Dr. Peter Green; A Barcode Primer for Manufacturers; Aug. 27, 2001; BellHawk System Corporation; pp. 1-8.
Chinese Office Action dated Sep. 14, 2007.

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