Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Patent
1998-04-27
2000-02-29
MacDonald, Allen R.
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
705 35, 705 39, 705 42, 705 43, 235379, 235380, 235381, 235457, G06F15100
Patent
active
060321350
ABSTRACT:
An electronic purse card value system (10) includes terminal devices (12). Each terminal device includes a processor (26) which is in operative connection with a memory (28) and a modem (36). The terminal devices operate in response to configuration data which is stored in the terminal memory. The configuration data is enabled to be programmed into the terminal device by transferring the configuration data from the memory of a smart card (24) which is read by a card reader (22) of the terminal device. The configuration data stored in the terminal may also be transferred to a smart card through the card reader. The smart card may then be taken to other terminals and used to program those terminals with similar configuration data.
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Royal Bank of Canada and Canadian Imperial Bank of Commerce in 1996 will launch pilot; CardFax, pN/A; Dialogue: File 636, Account# 02908768, Nov. 1995.
Skeptitism lingers over the business case for smart cards stateside; Americsn Banker, vol. 162 Issue 41, p4A, 2p, AN: 9705200604, Mar. 1997.
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Biwer William
Gebhard Richard
Gianfagna Lawrence
Gill Robert Bradley
Goulet Alan
Diebold Incorporated
Jeanty Romain
Jocke Ralph E.
MacDonald Allen R.
Parmelee Christopher L.
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