Electronic payment system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S064000, C705S077000

Reexamination Certificate

active

07370012

ABSTRACT:
An electronic payment system and method facilitates electronic commerce through controlled transfer of identification and value representations to wireless devices. The system includes a payment collection apparatus and a transaction apparatus, and provides for representation of user and transaction information via machine-readable indicia. In one embodiment, the machine-readable indicia is a barcode. The present invention is useful in such example applications as credit transactions, lottery system operations, and mobile top up applications.

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