Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2008-04-01
2008-04-01
Bayat, Bradley B. (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S074000, C235S379000, C340S870030, C379S091010, C379S091020, C902S002000
Reexamination Certificate
active
11008079
ABSTRACT:
Electronic means of payment require specific procedures concerning the use thereof as well as set security features. Disclosed is a means of payment allowing the user to add individual security features, comprising the use of specific devices that are available to the user, the purchasing procedure, and additional general conditions pertaining to purchasing goods and services. The electronic means of payment can combine existing payment systems by making the payment systems selectable and allowing individual security features to be adjusted. The popular credit card can become far more secure when purchasing goods and services by combining the credit card with devices providing increased security, for a mobile phone, and adequate general conditions. The user of the means of payment can make payments in an individual manner according to the individual merchandise or service that he/she would like to purchase.
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Hochwimmer Ralf
Plöhn Heiko
Rudolph Volker
Schulze Karsten
Bayat Bradley B.
Houston Eliseeva LLP
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