Electronic commerce using a secure courier system

Details Electronic commerce using a secure courier system Electronic commerce using a secure courier system

1995-11-13

1997-09-23

Cain, David C.

Cryptography

Particular algorithmic function encoding

Nbs/des algorithm

380 25, 380 4, 380 49, 380 29, 380 30, H04K 100

Patent

active

056712790

ABSTRACT:
A courier electronic payment system provides customers, merchants, and banks with a secure mechanism for using a public network as a platform for credit card payment services. The system governs the relationship between a Customer, Merchant, and Acquirer Gateway to perform credit card purchases over such networks as the Internet. The system uses a secure connection to simplify the problem of Internet-based financial transactions in accordance with an electronic payment protocol that secures credit card payments and certifies infrastructure that is required to enable all of the parties to participate in the electronic commerce, as well as to provide the necessary formats and interfaces between the different modules and systems.

REFERENCES:
Linehan & Taudik, IBM Research, Jul., 1995, "Internet Keyed Payments Protocol".
Wired, Oct. 1995, "Scans, Banking with First Virtual".
MacWorld, Nov. 1995, "Money on the Line", p. 114.
Borenstein & Rose, First Virtual Holdings, Oct., 1994, "The application/green-commerce MIME Content-type".
Stein et al., "The Green Commercial Model", Oct., 1994.
"Encryption and Internet Commerce," First Virtual Holdings, Inc., 1995.
Secure Transaction Technology, Version 1.0, "Securing the 'Net".
"Secure Electronic Payment Protocol," Draft Version 1.1, Sep. 29, 1995, MasterCard.

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