Electronic commerce system and method for detecting fraud

Details Electronic commerce system and method for detecting fraud Electronic commerce system and method for detecting fraud

2007-01-16

2007-01-16

Abdi, Kambiz (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Secure transaction

C705S001100, C705S039000, C705S067000, C705S075000, C713S176000, C713S177000, C713S179000, C726S002000, C726S026000

Reexamination Certificate

active

11067396

ABSTRACT:
An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction is disclosed. The server includes a software module configured to receive user-entered information via the network including an electronic purchase order for a product within the electronic commerce system. In addition, the server includes a fraud detection mechanism active during electronic commerce transactions. The fraud detection mechanism determines a likelihood that the electronic purchase order is attempted fraud based upon (i) information associated with the user-entered information and (ii) factors relating to a users real-time interaction with the server during a transaction to process the electronic purchase order. A method performed by an electronic commerce system for determining a likelihood that the electronic purchase order is attempted fraud based is also provided.

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