Electronic check

Details Electronic check Electronic check

2006-09-26

2006-09-26

Abdi, Kambiz (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

C705S001100, C705S033000, C705S064000, C705S067000, C705S075000, C713S165000, C713S175000, C713S176000

Reexamination Certificate

active

07113925

ABSTRACT:
An electronic check that is created by a secure electronic transmission which can be printed as a paper check by the payee. The electronic check is created by a software program that makes a digital image of the check, securely encrypts the digital image and transmits the digital image to the payee. The payee then uses special software to decrypt the transmitted check image, which is then capable of being printed as a paper check by the payee. The payee can deposit the paper check to the bank. Optionally, the payee can electronically transmit the check image to the payee's bank.

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