Electronic billing with flexible biller controlled...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S039000, C705S035000

Reexamination Certificate

active

07366696

ABSTRACT:
An electronic bill presentment network includes a central network station and a plurality of different user stations. The central network station transmits bill availability information to the user stations to identify available bills of different billers for the different users. Information associated with each available bill of a respective biller is available at one of multiple networks addresses associated with that biller. The associated information could, for example, be the bill itself and/or promotional information. Each user station is associated with a respective one of the users and receives the transmitted bill availability information for its associated user and selects one of the identified available bills, such as for viewing or payment. A user station associated with a first user is linked to the first network address associated with the bills of the first biller, based on a bill selection by the first user station. A second user station associated with a second user is linked to the second network address associated with the bills of the first biller based on a bill selection by the second user station.

REFERENCES:
patent: 4277837 (1981-07-01), Stuckert
patent: 4319336 (1982-03-01), Anderson et al.
patent: 4460960 (1984-07-01), Anderson et al.
patent: 5007084 (1991-04-01), Materna et al.
patent: 5025373 (1991-06-01), Keyser, Jr. et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5231571 (1993-07-01), D'Agostino
patent: 5283829 (1994-02-01), Anderson
patent: 5287270 (1994-02-01), Hardy et al.
patent: 5325290 (1994-06-01), Cauffman et al.
patent: 5326959 (1994-07-01), Perazza
patent: 5336870 (1994-08-01), Hughes et al.
patent: 5341429 (1994-08-01), Stringer et al.
patent: 5347632 (1994-09-01), Filepp et al.
patent: 5383113 (1995-01-01), Kight et al.
patent: 5420405 (1995-05-01), Chasek
patent: 5465206 (1995-11-01), Hilt et al.
patent: 5473143 (1995-12-01), Vak et al.
patent: 5483445 (1996-01-01), Pickering
patent: 5594910 (1997-01-01), Filepp et al.
patent: 5649117 (1997-07-01), Landry
patent: 5655089 (1997-08-01), Bucci
patent: 5699528 (1997-12-01), Hogan
patent: 5710889 (1998-01-01), Clark et al.
patent: 5727249 (1998-03-01), Pollin
patent: 5794221 (1998-08-01), Egendorf
patent: 5815665 (1998-09-01), Teper et al.
patent: 5832460 (1998-11-01), Bednar et al.
patent: 5884288 (1999-03-01), Chang et al.
patent: 5943656 (1999-08-01), Crooks et al.
patent: 5956700 (1999-09-01), Landry
patent: 5963925 (1999-10-01), Kolling et al.
patent: 5978780 (1999-11-01), Watson
patent: 6035285 (2000-03-01), Schlect et al.
patent: 6044362 (2000-03-01), Neely
patent: 6055567 (2000-04-01), Ganesan et al.
patent: 6070150 (2000-05-01), Remington et al.
patent: 6078907 (2000-06-01), Lamm
patent: 6128603 (2000-10-01), Dent et al.
patent: 6173272 (2001-01-01), Thomas et al.
patent: 6188994 (2001-02-01), Egendorf
patent: 6285991 (2001-09-01), Powar
patent: 6289322 (2001-09-01), Kitchen et al.
patent: 6292789 (2001-09-01), Schutzer
patent: 6304857 (2001-10-01), Heindel et al.
patent: 6374229 (2002-04-01), Lowrey et al.
patent: 2001/0032181 (2001-10-01), Jakstadt et al.
patent: 2001/0037240 (2001-11-01), Marks et al.
patent: 2001/0037295 (2001-11-01), Olsen
patent: 2002/0002536 (2002-01-01), Braco
patent: 2002/0007320 (2002-01-01), Hogan et al.
patent: 2002/0019808 (2002-02-01), Sharma
patent: 2002/0023041 (2002-02-01), Brett
patent: 2002/0023055 (2002-02-01), Antognini et al.
patent: 2002/0029248 (2002-03-01), Cook et al.
patent: 2002/0065772 (2002-05-01), Saliba et al.
patent: 2002/0069163 (2002-06-01), Gilbert
patent: 2002/0069168 (2002-06-01), Lee et al.
patent: 2005/0197957 (2005-09-01), Keith et al
patent: 2005/0203835 (2005-09-01), Nhaissi et al.
patent: 19539617 (1994-10-01), None
patent: 0370146 (1990-05-01), None
patent: 0745947 (1996-12-01), None
patent: WO97/24680 (1997-07-01), None
patent: WO99/10823 (1999-03-01), None
patent: WO00/48102 (2000-08-01), None
Laura Lemay, Teach Yourself Web Publishing with HTML 3.0 in a Week, 1996, Sams.net pp. 4-11 and 114-115.
Wall Street *E Banking, Jan. 7, 1997, Internet, pp. 1-3.
Open Financial Exchange Bill Presentment, Jun. 12, 1997, 1997 CheckFree Corp., Intuit Inc., Microsoft Corp., pp. 312-356.
Ostrow, Jessica. “MSFDC Puts Financial Institutions at the Heart of Internet Bill Presentment and Payment.” Journal of Retail Banking Service, Autumn 1998, p. 1, vol. 20, iss. 3.
Disclosure Under 1.56.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Electronic billing with flexible biller controlled... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Electronic billing with flexible biller controlled..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Electronic billing with flexible biller controlled... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2769646

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.