Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2011-06-07
2011-06-07
Frech, Karl D. (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S375000, C235S383000
Reexamination Certificate
active
07954705
ABSTRACT:
A dynamic credit card is provided in which a secure credit card number (e.g., a secret/hidden credit card number) is encoded based on a timing signal (e.g., an internal counter) to provide a dynamic credit card number. This dynamic number may be displayed to a user via a display (e.g., so that online purchases can be made) or written onto a magnetic stripe such that the number may be processed by traditional credit card merchants (e.g., swiped). At a remote facility, the dynamic number may be decoded based on time (and/or a counter/key number/equation). Thus, a dynamic credit card number may change continually or periodically (e.g., every sixty seconds) such that credit card numbers may not be copied by thieves and used at later times. A dynamic verification code may also be utilized in addition to, or in lieu of, a dynamic credit card number.
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Dynamics Inc.
Frech Karl D.
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