Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2005-08-23
2005-08-23
Paik, Steven S. (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C235S383000, C235S449000, C235S451000, C705S039000, C705S044000, C705S045000
Reexamination Certificate
active
06932268
ABSTRACT:
A technique for directing a credit card based payment to a payee for a payor having a credit card issued by a credit card issuer is provided. A request for a payment service provider to make a payment to the payee on behalf of the payor is received. Payment information associated with the payment request is sent to the credit card issuer. The information is not sent via a credit card network. The credit card issuer then sends funds to the payment service provider in response to the sent payment information. These funds are not sent via a credit card network. The payment service provider delivers funds to the payee, not the credit card issuer.
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Kight Peter J.
Kozee Casey W.
McCoy Randal A.
Torgerson David E.
Antonelli Terry Stout & Kraus LLP
CheckFree Corporation
Paik Steven S.
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