Digital computer system and methods for implementing a...

Details Digital computer system and methods for implementing a... Digital computer system and methods for implementing a...

2000-12-22

2009-06-16

Hewitt, II, Calvin L (Department: 3685)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Secure transaction

C705S001100, C705S026640, C705S039000, C705S050000

Reexamination Certificate

active

07548888

ABSTRACT:
Computer-aided methods (making and using), along with a corresponding machine, article of manufacture, and data structures, is provided for using a computer system to implement a financial transaction, the method including the steps of: providing a first web site having identifier data; encrypting the identifier data; using a URL to log on to a second web site, said log on using the encrypted identifier data for passing the encrypted identifier data to a second web site; and implementing the financial transaction by using the encrypted identifier data from the second web site. A browser can be employed to communicate payment data over the Internet for reconciling a payment for the purchase invisibly to the purchaser by using the payment data communicated by the browser to implement the financial transaction. A computerized customer order is utilized to implement the financial transaction by triggering a communication of real time payment data from a non-customer computer to a vendor computer without customer intervention.

REFERENCES:
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patent: 5815665 (1998-09-01), Teper et al.
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patent: 5991738 (1999-11-01), Ogram
patent: 6327578 (2001-12-01), Linehan
“website”, “HTML”, “hypertext”, “HTML document” Microsoft Press Computer Dictionary, Third Edition, 1997.

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