Depositing, withdrawal, balance check, exchange and transfer of

Registers – Systems controlled by data bearing records – Banking systems

Patent

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Details

235375, 235380, 235382, 235492, 902 4, 902 5, 902 8, 902 25, 902 26, G06K 1700, G06K 1760

Patent

active

059526394

ABSTRACT:
An electronic-money card is used for carrying out transactions such as depositing, drawing, cash exchanging and transfers of electronic money in an automatic teller machine. A plurality of menus showing a variety of transactions are displayed so that the user to select one of the menus. If the deposit menu is selected, menus for cash and electronic money are displayed to request the user to select whether the money to be deposited is cash or electronic money. If the user selects the electronic-money deposit menu, the user is requested to enter a cash card and a password number. Once the password number is entered, the validity of the user is verified. After the validity of the user has been verified, the user is requested to enter an IC card and to specify the amount of electronic money to be deposited. Electronic money of the specified amount is drawn from the IC card and deposited in an account of the user by transferring the drawn electronic money to an electronic value box in a bank business system by way of a communication line. Thus, the transaction to deposit electronic money can be carried out in combination with a cash card in an automatic teller machine.

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