Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2007-05-04
2010-12-14
Oyebisi, Ojo O (Department: 3695)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S038000, C235S379000
Reexamination Certificate
active
07853526
ABSTRACT:
Techniques for compressing data transaction history profiles are disclosed. Such profiles can include a plurality of profile variables with each profile variable comprising a real number that provides a factor for determining whether a proposed data transaction is indicative of fraud. A bit string is generated for each profile variable in the profiles that characterizes a first value plus a second value. The first value is equal to a mantissa for the real number corresponding to the profile variable. The second value is equal to a number of orders of magnitude above a minimum required expressed as multiples of the number of orders magnitude required to represent the plurality of real numbers in each the plurality of transaction history profiles divided by a range of bits. The generated bit string is stored as compressed profile variable within the data transaction history profiles. Related systems, apparatus, methods, and/or articles are also described.
REFERENCES:
patent: 6330546 (2001-12-01), Gopinathan et al.
patent: 2009/0018940 (2009-01-01), Wang et al.
Fair Isaac Corporation
Mintz Levin Cohn Ferris Glovsky and Popeo P.C.
Oyebisi Ojo O
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