Credit intermediary system, credit intermediary apparatus...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S039000

Reexamination Certificate

active

07827098

ABSTRACT:
An affiliated store terminal obtains a security code and a card holder's attribution information of a credit card, such as a card holder's attribution information consists of a date of birth, lower four figures of a home telephone number, a last name and a first name of a card holder. An authorization request transmitted from the affiliated terminal is transmitted to a card company apparatus, and further transmitted to a card issuing company apparatus through an intermediary center apparatus. The card company apparatus executes an authorization process and return a result of the authorization process to the affiliated store terminal through the intermediary center apparatus and the previous card company apparatus.

REFERENCES:
patent: 5546471 (1996-08-01), Merjanian
patent: 6098053 (2000-08-01), Slater
patent: 6108642 (2000-08-01), Findley
patent: 6792334 (2004-09-01), Metcalf et al.
patent: 6907408 (2005-06-01), Angel
patent: 6999936 (2006-02-01), Sehr
patent: 2001/0026632 (2001-10-01), Tamai
patent: 2002/0169720 (2002-11-01), Wilson et al.
patent: 2002/0178369 (2002-11-01), Black
patent: 2003/0220835 (2003-11-01), Barnes, Jr.
patent: 07-046323 (1995-02-01), None
patent: 07-319963 (1995-12-01), None
patent: 11-215255 (1999-08-01), None
patent: 2000-293590 (2000-10-01), None
Visa Industry Report,Visa Secure Commerce Program, Nov. 1, 2000, pp. 1-3.

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