Printed matter – Having revealable concealed information – fraud preventer or... – Identifier
Reexamination Certificate
1999-08-07
2001-05-01
Wellington, A. L. (Department: 3722)
Printed matter
Having revealable concealed information, fraud preventer or...
Identifier
C283S070000, C283S073000, C283S083000, C283S057000, C040S625000
Reexamination Certificate
active
06224109
ABSTRACT:
BACKGROUND OF THE INVENTION
1. Field of the Invention
The present invention relates generally to identification cards and, more specifically, to a driver's license providing credit capabilities thus functioning as both an instrument of credit while also providing identification information regarding the owner of the card and illustrating the owner is licensed to operate a motor vehicle.
2. Description of the Prior Art
Numerous types of identification cards have been provided in the prior art. For example, U.S. Pat. Nos. 3,571,957; 4,318,554; 5,459,304 and 5,787,186 all are illustrative of such prior art. While these units may be suitable for the particular purpose to which they address, they would not be as suitable for the purposes of the present invention as heretofore described.
U.S. Pat. No. 3,571,957
Inventor: Peter N. Cumming, et al.
issued: Mar. 23, 1971
A credit card or other identification document as issued to the owner named thereon having as a permanent part thereof a micronegative containing normally unreadable identifying indicia of the owner of the card or document and a viewer capable of enlarging the indicia on the negative sufficiently to produce a readable identification of the owner of the card or document.
U.S. Pat. No. 4,318,554
Inventor: Thomas P. Anderson et al.
Issued: Mar. 9, 1982
A medical and/or informational identification credit card has multiple laminar parts partially heat-sealed in a localized area to permit high speed embossment in automatic equipment, whereupon a customized informational part, such as a microfilm chip or photograph, matched to the embossed identification on the partially laminated card may be inserted and locked in place by a full lamination of the card.
U.S. Pat. No. 5,459,304
Inventor: Jeffrey J. Eisenmann
Issued: Oct. 17, 1995
Smart card techniques are disclosed for integrating and administering records related to the ownership and/or operation of motor vehicles. A smart identification card stores and administers a plurality of motor vehicle records corresponding to a single motorist. These motor vehicle records include items selected from the group of motor vehicle registration information, drivers license information, vehicle code violations, automobile insurance information, parking garage entry times, parking garage account balance, highway toll account balance, motor club information, and environmental inspection information. Each smart identification card is equipped to interact with any of a plurality of computer databases through the utilization of a conventional communications link in conjunction with a smart card scanner. Each of the computer databases administers motor vehicle records.
U.S. Pat. No. 5,787,186
Inventor: Carlos Cobian Schroeder
Issued: Jul. 28, 1998
A biometric security procedure for manufacturing an identity document, such as an identity card, credit card, visa or passport, which includes the steps of: providing a nucleus of the identity document, the nucleus including personal data of a holder of the identity document and a face image of the holder; carrying out, by a computer and an image capturer such as a scanner or a video camera, an analysis of face features of the face image. The computer carrying out an analysis of basic face features of the face image, comparing the basic face features with master/pattern features in a data base, wherein each master/pattern feature has a specific number; obtaining by the analysis a derived set of master/pattern features that corresponds to a characteristic synthetic image of the holder, the derived set of master/pattern features corresponding to a specific numeric code determined by the number of each of the master/pattern features making up the derived set of master/pattern features; and printing the specific numeric code by a printer connected to the computer, on an area of the identity document defined as a code window, whereby the specific numeric code univocally characterizes the holder of the identity document.
SUMMARY OF THE PRESENT INVENTION
The present invention relates generally to identification cards and, more specifically, to a driver's license providing credit capabilities thus functioning as both an instrument of credit while also providing identification information regarding the owner of the card and illustrating the owner is licensed to operate a motor vehicle.
A primary object of the present invention is to provide a credit card with driver's license that will overcome the shortcomings of prior art devices.
Another object of the present invention is to provide a credit card with driver's license which is able to provide information about the user while also allowing the user to access a line of credit.
A further object of the present invention is to provide a credit card with driver's license which is able to hamper the ability of persons to produce fake identification cards.
A yet further object of the present invention is to provide a credit card with driver's license which is able to minimize the amount of credit card fraud by providing a large amount of information regarding the user of the credit card.
A still further object of the present invention is to provide a credit card with driver's license including a direct link to the motor vehicle bureau thereby allowing vehicle registration and driver's license fees to be directly billed to individuals.
A further object of the present invention is to provide a credit card with driver's license able to allow immediate payment of tickets issued by police thereby minimizing the inconvenience of paying for tickets through the mail.
A further object of the present invention is to provide a credit card with driver's license wherein information regarding driving record of the owner and the current status of vehicle registration and license renewal can be included on monthly billing statements for the credit card.
A still further object of the present invention is to provide a credit card with driver's license able to be used as a form of identification throughout the world due to ease of authentication and in any automatic teller machine or point-of-sale credit card terminal.
A yet further object of the present invention is to provide a credit card with driver's license that is simple and easy to use.
An even further object of the present invention is to provide a credit card with driver's license that is economical in cost to manufacture.
Additional objects of the present invention will appear as the description proceeds.
A credit card with driver's license for providing credit to an individual, information regarding the individual and proof of registration to operate a motor vehicle on a single form of identification is disclosed by the present invention. The credit card with driver's license includes a semi rigid thin piece of material having a face side, a photograph of the individual positioned on the face side, additional identifying information positioned on the face side and a magnetic strip storing information providing access to credit of the individual and personal information regarding the individual upon reading of said magnetic strip by a credit card terminal. The credit card with driver's license is registered with a department of motor vehicles in a state in which the owner resides and credit is provided by either an independent financial institution or the state government issuing the driver's license. The additional information includes at least one of a date of birth, height, weight, hair color, eye color, sex and an address of the owner printed on said face side. The credit card with driver's license may be laminated to provide additional protection against altering information thereon. A strip is also positioned on a back side thereof within which the individual places a signature for purposes of authentication when accessing credit provided by said credit card with driver's license.
REFERENCES:
patent: 3571957 (1971-03-01), Cumming
patent: 4318554 (1982-03-01), Anderson et
Kroll Michael I.
Thurston Alisa L.
Wellington A. L.
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