Credit approval monitoring system and method

Details Credit approval monitoring system and method Credit approval monitoring system and method

2004-09-17

2010-11-16

Abdi, Kambiz (Department: 3684)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000

Reexamination Certificate

active

07835983

ABSTRACT:
A credit approval monitoring system comprises a database system storing credit files for consumers. A monitoring processing system monitors credit reports of subscribing consumers and transmits messages indicative of changes in a subscribers credit report. A screening processing system screens credit reports to determine if credit applicants satisfy select criteria. A watch processing system is operatively associated with the monitoring processing system and the screening processing system for periodically requesting the screening processing system to determine if the credit report of a select consumer satisfies the select criteria and sending the determination to the monitoring processing system to notify the select consumer if the screening processing system determines that the credit report of the select consumer satisfies the select criteria.

REFERENCES:
patent: 6988085 (2006-01-01), Hedy
patent: 7028052 (2006-04-01), Chapman et al.
patent: 2002/0072975 (2002-06-01), Steele et al.
patent: 2002/0167949 (2002-11-01), Chapman et al.
patent: 2003/0074297 (2003-04-01), Carragher
patent: WO 00/46769 (2000-08-01), None
patent: WO 01/45012 (2001-06-01), None
patent: WO 02/091127 (2002-11-01), None
patent: WO 02/091127 (2002-11-01), None

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