Controlling electronic withdrawals by a transaction processor

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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C235S382000

Reexamination Certificate

active

10960560

ABSTRACT:
Controlling electronic withdrawals by a transaction processor including receiving in the transaction processor from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, a drawee identifier, and a withdrawal amount; transmitting from the transaction processor to a drawee a request for limitations on electronic withdrawals for the drawer, where the limitations include a limitation on drawer location; receiving in the transaction processor from storage in computer memory of the drawee data representing the limitations on electronic withdrawals for the drawer, including the limitation on drawer location; and authorizing, by the transaction processor, an electronic withdrawal in dependence upon the limitations, including the limitation on drawer location.

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U.S. Appl. No. 10/718,093, filed Nov. 20, 2003, Rodriguez et al.
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Alert Pin for Personal Banking Terminals; May 1993; pp. 309-312; TDB vol. 36 n5; TDB; US.

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