Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2008-01-29
2008-01-29
Stcyr, Daniel (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S382000
Reexamination Certificate
active
07322515
ABSTRACT:
Controlling electronic withdrawals by a drawee including receiving in the drawee from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, and a withdrawal amount; retrieving from storage in computer memory of the drawee data representing limitations on electronic withdrawals for the drawer, wherein the limitations include a limitation on drawer location; and authorizing, by the drawee, an electronic withdrawal in dependence upon the limitations, including the limitation on drawer location. In typical embodiments, the limitations on electronic withdrawals may include limitations on withdrawal type account, withdrawal period, and maximum withdrawal amount. In typical embodiments, the limitation on drawer location may include a geographic area that includes one or more locations of withdrawal devices.
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Keohane Susann Marie
McBrearty Gerald Francis
Mullen Shawn Patrick
Murillo Jessica
Shieh Johnny Meng-Han
Biggers & Ohanian LLP
International Business Machines - Corporation
Ohanian H. Artoush
Stcyr Daniel
Walker Mark S.
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