Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
1999-10-08
2001-12-25
Frech, Karl D. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C902S014000, C902S015000
Reexamination Certificate
active
06332571
ABSTRACT:
BACKGROUND OF THE INVENTION
1. Field of the Invention
The present invention relates to a consumer transaction facility for performing consumer transactions for cash with a customer in accordance with an operation of the customer.
2. Description of the Related Art
Today, a consumer transaction facility, such as for example, an automatic teller machine (ATM) and a cash dispenser (CD), is installed in a bank and another financial institution. A customer inserts a magnetic card into the consumer transaction facility, enters a personal identification number, and inputs a withdrawal amount, so that the customer can withdraw one's savings.
Generally, a consumer transaction facility has a display of a touch keyboard so that a user performs various sorts of input through touching a portion on the display in accordance with an instruction displayed on the display. Further, in many cases, the consumer transaction facility has a receiver provided with buttons of a push-phone for a visually handicapped person. A visually handicapped person picks up the receiver and performs various sorts of input through an operation of the buttons of the receiver in accordance with an instruction by a voice from the receiver.
With respect to the consumer transaction facility, in some case, there is a possibility that a medium, such as bills, coins, a magnetic card and a passbook, which is discharged from the consumer transaction facility, is left without being pulled out by a customer. The consumer transaction facility copes with leaving the medium without being pulled out by a customer in the following manner. First, the consumer transaction facility watches whether the discharged medium is pulled out by a customer. In the event that the discharged medium is not pulled out by a customer within a predetermined time, an alarm sound is generated. The alarm sound makes it possible to call the customer's attention. After generation of the alarm sound, in the event that the discharged medium is not yet pulled out by the customer within a further predetermined time, the medium is taken in the inside of the consumer transaction facility. In this manner, the consumer transaction facility copes with leaving the medium without being pulled out by a customer.
However, in the event that a visually handicapped person is unaccustomed to dealing with a consumer transaction facility, it takes a long time for locating the place of the discharged medium, and it is difficult for the visually handicapped person to pull out the medium within a predetermined time which is suitable for coping with leaving the medium. Further, in a case where a state of pulling out wait (a state that a medium is not pulled out by a customer and is out of the consumer transaction facility) is continued for a long time, this involves a danger of theft of a medium. Thus, the conventional consumer transaction facility is unhelpful for a visually handicapped person as to pulling out of a medium.
SUMMARY OF THE INVENTION
In view of the foregoing, it is an object of the present invention to provide a consumer transaction facility capable of supporting a visually handicapped person as to pulling out of a medium such as discharged bills and a discharged card, and also preventing a theft.
To achieve the above-mentioned objects, the present invention provides a first consumer transaction facility for performing a discharge of a medium including cash from a cover member in accordance with an operation of a customer, said consumer transaction facility comprising:
a receiver having an operating button; and
a medium discharge control unit for discharging the medium from the cover member, and in a case where the medium is left at a lapse of a predetermined time, taking the medium into the cover member,
wherein said medium discharge control unit has time extension means for extending a time up to taking the discharged medium into the cover member in accordance with the operating button on said receiver after a discharge of the medium.
According to the consumer transaction facility as mentioned above, a time up to taking discharged medium into the cover member is allowed to be extended. Thus, a customer can pull out the medium with an enough time. Further, according to the consumer transaction facility as mentioned above, the extension of the time is performed in accordance with an operation of a customer. Thus, it does not happen that the medium discharged from the cover member are left in defenseless state for long time in accordance with the extension of the time. Therefore, it is possible to prevent a theft of the medium.
To achieve the above-mentioned objects, the present invention provides a second consumer transaction facility for performing a discharge of a medium including cash from a cover member in accordance with an operation of a customer, said consumer transaction facility comprising:
a receiver having an operating button; and
a medium discharge control unit for discharging the medium from the cover member, and in a case where the medium is left at a lapse of a predetermined time, taking the medium into the cover member,
wherein said medium discharge control unit has time interruption means for taking the discharged medium into the cover member in accordance with the operating button on said receiver after a discharge of the medium before a lapse of the predetermined time.
According to the consumer transaction facility as mentioned above, taking a medium discharged from the cover member into the cover member is performed in accordance with an operation by a customer before the lapse of the above-mentioned predetermined time. Thus, for example, in the event that the customer abandon to seek the medium by oneself and calls a person in charge, this taking in makes it possible to prevent a theft of the medium.
To achieve the above-mentioned objects, the present invention provides a third consumer transaction facility for performing a discharge of a medium including cash from a cover member in accordance with an operation of a customer, said consumer transaction facility comprising:
a receiver having an operating button; and
a medium discharge control unit for discharging the medium from the cover member, and in a case where the medium is left at a lapse of a predetermined time, taking the medium into the cover member,
wherein said medium discharge control unit has discharge extension means for extending a discharge of the medium in accordance with an operation of the operating button on said receiver before the discharge of the medium, and performing the discharge of the medium in accordance with a new operation of the operating button on said receiver.
According to the above-mentioned consumer transaction facility, a discharge of a medium is extended in accordance with an operation by a customer. Thus, a customer can make preparations during the extended period and prosecute work after a discharge of the medium having an enough time. Further, when the customer calls a person in charge, the discharge is kept interrupted. This feature makes it possible to prevent a theft of the medium.
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Arima Yukiko
Awatsu Kiyotaka
Oda Akemi
Frech Karl D.
Fujitsu Limited
Staas & Halsey , LLP
Taylor Larry D
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