Consumer directed checking account coverage system

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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Details

C705S004000, C705S035000

Reexamination Certificate

active

11347728

ABSTRACT:
A system and method that includes the use of a bank checking account that can be connected to insurance coverage. In particular, a banking consumer can purchase insurance coverage for unexpected events that may affect the historical deposits and withdrawals relating to the checking accounts. Additionally, insurance coverage other than that of the checking account itself can be included, such as life insurance, so long as the account remains active. Accordingly, the present invention can integrate the negative insurance sell into a positive banking experience.

REFERENCES:
patent: 6119093 (2000-09-01), Walker et al.
patent: 2005/0027650 (2005-02-01), Walker et al.

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