Conducting commerce between individuals

Details Conducting commerce between individuals Conducting commerce between individuals

2011-04-05

2011-04-05

Zeender, F. Ryan (Department: 3627)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Including point of sale terminal or electronic cash register

C038S039000

Reexamination Certificate

active

07921038

ABSTRACT:
Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping.

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