Computer network method for conducting payment over a...

Details Computer network method for conducting payment over a... Computer network method for conducting payment over a...

2001-08-07

2009-02-03

Kazimi, Hani M. (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000

Reexamination Certificate

active

07487126

ABSTRACT:
A computer network method for conducting payment over a network by crediting and debiting utility accounts. The computer network includes a computer connected to the Internet, which performs the following functions: (1) receiving a payment request from a prospective payer; (2) confirming the request and verifying payer's identifier and authorization data; (3) receiving an electronic authority from the payer's utility service computer indicating whether or not such request has been approved; (4) crediting and debiting payer's and payee's utility accounts with the approved amount and (5) confirming this transaction by responding a receipt to the payer's mobile device and to payee's server.

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patent: 6185545 (2001-02-01), Resnick et al.
patent: 2002/0013767 (2002-01-01), Katz
patent: 2002/0120696 (2002-08-01), Mousseau et al.

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