Computer-implemented method for evaluating an investment

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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C705S038000

Reexamination Certificate

active

08041618

ABSTRACT:
A computer-implemented method for evaluating an investment employs primary entries and associated impact groups to represent financial outflows and inflows over the investment period. During a calculation phase, the primary entries are processed to generate data the represents such financial inflows and outflows in a form suitable for discounting into a net present value. Distribution factors can be used to allocate the value of the primary entry over corresponding user-defined budgeting periods. Annual entries can be defined and allocated during the calculation phase into corresponding primary entries. Calculations pertaining to conditional inflows and outflows can also be carried out in the calculation phase. In addition, rules-based logic can be used to adjust dates pertaining to the inflows and outflows (such as shifting days ahead in manner that accommodates for non working days). The user can apply variation factors to numeric values used in the calculation phase. Such variation factors permit the methodology to quickly and conveniently model scenarios that affect a primary entry or item or other calculation.In another aspect of the invention, the data generated by the computer-implemented method can be password protected by a user and forwarded on to other user(s). In the protected state or mode, the other user(s) can manipulate the data by a set of permitted actions, while another set of actions are not permitted to be carried out by the other user(s).

REFERENCES:
patent: 5812988 (1998-09-01), Sandretto
patent: 2002/0042751 (2002-04-01), Sarno
patent: 2004/0230468 (2004-11-01), King et al.
patent: 2006/0235782 (2006-10-01), Oikonomidis
patent: 2010/0010931 (2010-01-01), Rivest et al.
Financial Management Theory and Practice by Eugene F Brigham and Louis C Gapenski; Eight edition; 1997; pp. 398-400.
Financiai Management, Theory and Practice, E.F. Brigham, L. C. Gapenski, Eighth Edition, 1997, pp. 398-400.

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