Data processing: artificial intelligence – Neural network – Learning task
Reexamination Certificate
2006-06-02
2010-12-07
Sparks, Donald (Department: 2129)
Data processing: artificial intelligence
Neural network
Learning task
Reexamination Certificate
active
07849029
ABSTRACT:
A system and method for protecting identity fraud are disclosed. A system includes a detection subsystem to identify applications and/or accounts at risk of identity fraud, and a disposition subsystem to process data provided by the detection system and to determine whether identity fraud exists in the applications and/or accounts. According to an implementation, one or more neural network models are defined, each neural network model being configured to handle a class of cases related to the subject and a specific data configuration describing a case of the class. The one or more neural network models are run to generate data requests about the subject's identity, and the data requests are passed to a detection system that monitor transactions associated with the subject. Additional data associated with the transactions is requested until a threshold certainty is achieved or until available data or models are exhausted.
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Crooks Theodore J.
Lazarus Michael A.
Mayer Uwe F.
Buss Benjamin
Fair Isaac Corporation
Mintz Levin Cohn Ferris Glovsky and Popeo P.C.
Sparks Donald
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