Compatibility checking between instruments, operations and proto

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping

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705 26, 705 40, 705 39, G06F 1700

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active

060731133

ABSTRACT:
The present invention provides a modular infrastructure for electronic commerce that allows electronic financial instruments to work with a variety of different protocols. One embodiment of the present invention receives a request for an operation, and checks compatibility between the operation and available protocols for the operation to determine a set of compatible protocols. Next, the system checks compatibility between the set of compatible protocols and available instruments for the operation to determine a set of compatible instruments. If the set of compatible instruments includes at least one instrument, the system selects a compatible instrument and a corresponding compatible protocol, and uses this instrument and protocol to perform the operation. In a variation on the above embodiment, the act of selecting the compatible protocol and the compatible instrument entails presenting the set of compatible protocols and the set of compatible instruments to a user, and allowing the user to select the compatible protocol and the compatible instrument for the operation.

REFERENCES:
patent: 5850652 (1998-12-01), Berger et al.
patent: 5889863 (1999-03-01), Weber
patent: 5903652 (1999-05-01), Mital
Bahreman, A et al., "Payment method negotiation service--framework and programming specification" Proc. Of the 2.sup.nd Usenix Workshop on Electronic Commerce, Nov. 18-21, 1996, pp. 299-314, XP002111239.
VeriFone & Netscape Internet Alliance, Newsbytes, Jan. 24, 1996.

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