Collecting and aggregating creditworthiness data

Details Collecting and aggregating creditworthiness data Collecting and aggregating creditworthiness data

2001-06-25

2009-08-25

Hamilton, Lalita M (Department: 3691)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000

Reexamination Certificate

active

07580884

ABSTRACT:
Transaction data is uploaded from client machines running a software application such as an accounting or financial software application. Uploaded data describes transaction history with respect to subject companies. A central server aggregates the uploaded data to generate and distribute reports and/or alerts containing creditworthiness assessments of the subject companies.

REFERENCES:
patent: 2002/0111901 (2002-08-01), Whitney
patent: 2003/0018549 (2003-01-01), Fei et al.
patent: 2003/0154405 (2003-08-01), Harrison
Predictive collection score technology Michael J Banasiak, Gerard L Kiely. Business Credit. New York: Feb. 2000. vol. 102, Iss. 2; p. 18, 3 pgs.
Small Isn't All When It Comes to Creating Jobs; [Final Edition] Steven Pearlstein. The Washington Post (pre-1997 Fulltext). Washington, D.C.: Jul. 28, 1993. p. D.01.
This is your financial life Bank accounts, credit card balances, insurance and investments—soon you will be able to call them up on one screen, says Paul Farrow Paul Farrow. The Sunday Telegraph. London (UK): May 20, 2001. p. 04.
PCT International Search Report of PCT/US02/19790.

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