Collateral damage limits

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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Details

C705S030000

Reexamination Certificate

active

07937279

ABSTRACT:
A method for marketing and insuring damages that are associated with insured loss events but that are not covered by traditional insurance policies. This method permits the marketing of loss expense coverage, underwriting, and claim adjustment processes of insurance to be performed by reference to the loss payments that are made by a specified insurance policy. By referencing insured loss payments, which both a buyer and a seller understand, this method provides an easy way to communicate and transact something that is otherwise difficult or impossible to define or measure.

REFERENCES:
patent: 6470321 (2002-10-01), Cumming et al.
patent: 2003/0078817 (2003-04-01), Harrison et al.
patent: 2003/0083908 (2003-05-01), Steinmann
patent: 2005/0182670 (2005-08-01), Burgess
patent: 2007/0156463 (2007-07-01), Burton et al.
patent: 2008/0154647 (2008-06-01), Ress
Valerie Mosse, “Protect Your collateral against flood losses”, Credit Union Magazine., Madison: Jun. 1998, vol. 64, Issue. 5, p. 35, 2 pages.
Helen Echmann, “Lender's Insurance: New tools for banks and borrowers”, canadian Underwriter, Don Mills: Aug. 2002, vol. 69, Issure 8, p. 34, (2 pages).
U.S. Appl. No. 10/647,078, filed Nov. 18, 2004, Bruce B. Thomas.
U.S. Appl. No. 10/705,439, filed May 12, 2005, Bruce B. Thomas.
Clyde M. Kahler, Business Interruption Insurance, Philadelphia, 1930, Preface and pp. 16-24.
Gillis, Ellis & Baker, Inc., “Total Plus,” Insurance Policy.

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