Cheque processor

Details Cheque processor Cheque processor

2005-01-04

2005-01-04

Stcyr, Daniel (Department: 2876)

Registers

Systems controlled by data bearing records

C235S379000

Reexamination Certificate

active

06837424

ABSTRACT:
The present invention provides an apparatus for processing of checks and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a check, and an optical scanner (3) for receiving a check fed into the casing (1) and recording data representing information on the face of the check. The apparatus includes a cancellation device (4) to cancel the check concurrently with the scanning and a communications device (2,9) for transmitting recorded data to a remote location. The invention is intended for distribution to end users, the drawees of checks, or as a component part of an automatic teller machine, such that a bank can trust that a digital check received from the apparatus via a communications network is as secure against being fraudulently deposited as if the check had been physically delivered in the conventional manner.

REFERENCES:
patent: 4264808 (1981-04-01), Owens et al.
patent: 4321672 (1982-03-01), Braun et al.
patent: 6129270 (2000-10-01), Piazza
patent: 196 00769 (1997-07-01), None
patent: 19600769 (1997-07-01), None
patent: 19600769 (1997-07-01), None
patent: 0 593 209 (1994-04-01), None
patent: 0 661 654 (1995-07-01), None
patent: 0 903 701 (1999-03-01), None
patent: 0 984 410 (2000-03-01), None
patent: 0 984 410 (2000-08-01), None
patent: WO 9803942 (1998-01-01), None
UK Patent Office Search Report dated Sep. 12, 2001, 5pgs.

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