Check verification system

Image analysis – Applications – Reading bank checks

Reexamination Certificate

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Details

C705S016000

Reexamination Certificate

active

07899234

ABSTRACT:
A check verification system for verifying checks presented to a vendor at a vendor location, the vendor location being remotely located from a bank issuing the checks, the check verification system comprising: an input device located at the vendor location, the input device having means for collecting check information including an amount of the check and an account number; and means for communicating with the bank to verify that the account number corresponds to an account of a plurality of legitimate accounts with the bank and provide a hold upon funds in the account in the amount of the check if the account number corresponds to one of the legitimate accounts with the bank and if sufficient funds exist in the legitimate account to hold.

REFERENCES:
patent: 4187498 (1980-02-01), Creekmore
patent: 4346442 (1982-08-01), Musmanno
patent: 5175682 (1992-12-01), Higashiyama et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5231569 (1993-07-01), Myatt et al.
patent: 5237620 (1993-08-01), Deaton et al.
patent: 5239662 (1993-08-01), Danielson et al.
patent: 5256863 (1993-10-01), Ferguson et al.
patent: 5412190 (1995-05-01), Josephson
US 5,351,994, 10/1994, Pollin (withdrawn)

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