Check image access system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S035000

Reexamination Certificate

active

07729990

ABSTRACT:
Systems and methods of processing financial transaction information are provided. In one embodiment, a financial institution runs an index generating software program to generate a downloadable index of images of cleared checks. The account customer uses complementary software to remotely download, search, and display the index of cleared check images, together with the images themselves. In another embodiment, the financial institution periodically runs a software program to generate digital archives of the cleared check images for the account customer. The account customer is provided with secure online access to the digital archives. The account customer may use standard financial bookkeeping software to download and display the cleared check images and associate the cleared check images with transactions in the associated account registers.

REFERENCES:
patent: 4815029 (1989-03-01), Barker et al.
patent: 4955056 (1990-09-01), Stentiford
patent: 5134564 (1992-07-01), Dunn et al.
patent: 5201046 (1993-04-01), Goldberg et al.
patent: 5222234 (1993-06-01), Wang et al.
patent: 5251294 (1993-10-01), Abelow
patent: 5297249 (1994-03-01), Bernstein et al.
patent: 5367621 (1994-11-01), Cohen et al.
patent: 5446891 (1995-08-01), Kaplan et al.
patent: 5455945 (1995-10-01), VanderDrift
patent: 5519865 (1996-05-01), Kondo et al.
patent: 5535382 (1996-07-01), Ogawa
patent: 5537586 (1996-07-01), Amram et al.
patent: 5544352 (1996-08-01), Egger
patent: 5557722 (1996-09-01), DeRose et al.
patent: 5649186 (1997-07-01), Ferguson
patent: 5652880 (1997-07-01), Seagraves
patent: 5659742 (1997-08-01), Beattie et al.
patent: 5678041 (1997-10-01), Baker et al.
patent: 5678046 (1997-10-01), Cahill et al.
patent: 5687367 (1997-11-01), Dockter et al.
patent: 5706502 (1998-01-01), Foley et al.
patent: 5717913 (1998-02-01), Driscoll
patent: 5721908 (1998-02-01), Lagarde et al.
patent: 5742816 (1998-04-01), Barr et al.
patent: 5752242 (1998-05-01), Havens
patent: 5752244 (1998-05-01), Rose et al.
patent: 5754840 (1998-05-01), Rivette et al.
patent: 5774123 (1998-06-01), Matson
patent: 5797619 (1998-08-01), Bauer et al.
patent: 5822539 (1998-10-01), van Hoff
patent: 5832494 (1998-11-01), Egger et al.
patent: 5832495 (1998-11-01), Gustman
patent: 5832499 (1998-11-01), Gustman
patent: 5842206 (1998-11-01), Sotomayor
patent: 5852820 (1998-12-01), Burrows
patent: 5874717 (1999-02-01), Kern et al.
patent: 5875441 (1999-02-01), Nakatsuyama
patent: 5889958 (1999-03-01), Willens
patent: 5890172 (1999-03-01), Borman et al.
patent: 5895461 (1999-04-01), De La Huerga et al.
patent: 5899999 (1999-05-01), De Bonet
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5920859 (1999-07-01), Li
patent: 5924090 (1999-07-01), Krellenstein
patent: 5961602 (1999-10-01), Thompson et al.
patent: 5987454 (1999-11-01), Hobbs
patent: 6012053 (2000-01-01), Pant et al.
patent: 6038668 (2000-03-01), Chipman et al.
patent: 6092074 (2000-07-01), Rodkin et al.
patent: 6092080 (2000-07-01), Gustman
patent: 6098064 (2000-08-01), Pirolli
patent: 6101492 (2000-08-01), Jacquemin et al.
patent: 6105044 (2000-08-01), DeRose et al.
patent: 6112203 (2000-08-01), Bharat et al.
patent: 6122647 (2000-09-01), Horowitz et al.
patent: 6134584 (2000-10-01), Chang et al.
patent: 6138113 (2000-10-01), Dean et al.
patent: 6163779 (2000-12-01), Mantha et al.
patent: 6181837 (2001-01-01), Cahill et al.
patent: 6199060 (2001-03-01), Gustman
patent: 6212527 (2001-04-01), Gustman
patent: 6247018 (2001-06-01), Rheaume
patent: 6272534 (2001-08-01), Guha
patent: 6275820 (2001-08-01), Navin-Chandra et al.
patent: 6292894 (2001-09-01), Chipman et al.
patent: 6721783 (2004-04-01), Blossman et al.
patent: 7403916 (2008-07-01), Brownell et al.
patent: 2001/0018739 (2001-08-01), Anderson et al.
patent: 2001/0056387 (2001-12-01), Magary et al.
patent: 2002/0103756 (2002-08-01), Andrews et al.
patent: 2002/0145035 (2002-10-01), Jones
patent: 2002/0152164 (2002-10-01), Dutta et al.
patent: 2003/0126075 (2003-07-01), Macavage, III et al.
patent: 2003/0187796 (2003-10-01), Swift et al.
patent: 2003/0225663 (2003-12-01), Horan et al.
patent: 0446634 (1991-09-01), None
Sheryl Canter, Folio Web Retriever, PC Magazine “The 1997 Utility Guide”, 1997, Ziff-Davis Inc. New.
Rus D. and Subramanian, D. “Information Retrieval, Information Structure, and Information Agents”.
Hastings, B. “WebEx: Download Now, Hyperbrowse Later”, PC World, vol. 14, No. 10, Oct. 1996, p. 98.
Bethoney H. “Save it for Later with WebClip; Offline Browser Eases Organization of Downloaded Pages”.
Wang, W. and Rada, R. “Experiences with Semantic Net Based Hypermedia”, Int'l. J Human-Computer Stud.
Folio Corporation, “Folio Views 3.1 Infobase Management Software: Infobase Production Kit V. 3.1”.
Folio Corporation, “Folio Views 4.0 Getting Started”. Oct. 25, 1996.
Duncan, T. and M. Mckell, “Making Network Information Accessible with FolioViews 4.11”, Novell NetNo.
Mendelson, E. “Off-Line Browsers”, in the 1997 Utility Guide, P.C. Magazine, vol. 16, No. 7, Apr. 8.
Haskin, D. “Taming the Net”, Computer Shopper, vol. 16, No. 12, Dec. 1996, pp. 576-583.
Folio Corporation, Folio announces new IomegaReady software version of Folio Web Retriever is now.
Heck, M. “Web Retriever Converts Sites into Editable Databases”, InfoWorld, Oct. 7, 1996, p. IW4.
Seybold Publications Inc., “Editorial Aid—The Offline Browser”, Seybold Report on Desktop Publishing.
Folio Corporation, “Folio Corporation announces Folio Web Retriever 2.0”, release Jun. 17, 1996.
Ellis, D. et al. On the Measurement of Inter-Linker Consistency and Retrieval Effectiveness in Hype.
Zheng, M. and Rada R. “Text-Hypertext Mutual Conversion and Hypertext Interchange through SGML”.
Rada, R. “Converting a Textbook to Hypertext”, ACM Transactions on Information Systems, vol. 10 N. 3.
Coombs, J.H. “Hypertex, Full Text, and Automatic Linking”, Proceedings of the 13th International Con.
Bethoney, H. “Folio Views Creates Info Databases”, PC Week, vol. 11, No. 44, Nov. 7, 1994, p. 129.
Folio Corporation, “Folio Views 2.1 Infobase Users Guide”, Jun. 1991. QA76.7555.F65 1991.
Akshmanan, L.V.S., Sadri, F., Subramanian, I.N., A Declarative Language for Querying and Restructur.
Voight, K. Skipper: A Tool that Lets Browsers Adapt to Changes in Document Relevance to Its User.
Genesereth, M.R., Keller, A.M., Duschka, O.M. Informaster: An Information Integration System, 539-.
Ashish, N. and Knoblock, C.A., Wrapper Generation for Semi-structured Internet Source. 8-15,SIGMOND.
Atzeni, Paolo, Mecca Gianssalvatore, Marialdo Paolo, “Semistructured and Structured Data in the Web”.
McHugh, J. and Widom, J. Integrating Dynamically-Fetched External information into a DBMS for Semi.
Nado, R.A. and Huffman, S.B., “Extracting Entity Profiles from Semistructured Information Spaces” 32.
Nestorov, S., Abiteboul, S. and Motwani, R. Inferring Structure in Semistructured Data, 39-43, SIGM.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Check image access system does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Check image access system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Check image access system will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-4212446

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.