Centralized check image storage system

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S035000

Reexamination Certificate

active

07979352

ABSTRACT:
Centralized check image storage system. The present invention provides for sharing check images stored in a substantially centralized storage system between and/or among banks in support of the check collection process. In some embodiments, check images are received from the capture bank via a landing zone at the centralized storage facility. These images and information supporting the check collection process can be in the form of load file. A cross-reference file including information supporting the check clearing process such as unique handles identifying the check images is received from a paying bank, possibly also via a landing zone. Check images can be identified based on these unique handles, so that the check images can be made accessible to both the capture bank and the paying bank from the substantially centralized storage system.

REFERENCES:
patent: 5613155 (1997-03-01), Baldiga et al.
patent: 5678046 (1997-10-01), Cahill et al.
patent: 5784610 (1998-07-01), Copeland et al.
patent: 5930778 (1999-07-01), Geer
patent: 2003/0208421 (2003-11-01), Vicknair et al.
patent: 2004/0133516 (2004-07-01), Buchanan et al.
patent: 2004/0148235 (2004-07-01), Craig et al.
patent: 2005/0033685 (2005-02-01), Reyes
patent: 03060797 (2003-07-01), None
Viewpointe Archive Services, LLC, Canadian Intellectual Property Office, Application No. 2,479,033, Office Action dated Feb. 1, 2011, 6 pages.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Centralized check image storage system does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Centralized check image storage system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Centralized check image storage system will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2733801

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.