Centralized authorization and fraud-prevention system for...

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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C705S064000, C705S073000, C705S074000, C705S076000, C705S077000, C705S078000, C705S079000, C713S182000, C713S183000, C713S184000, C713S185000

Reexamination Certificate

active

07136841

ABSTRACT:
A system and method for authorizing certain aspects of network based transactions between a customer and a merchant is disclosed. At a credit card authorization system, merchant information, transaction information, and a credit card number of a customer is received from an e-commerce merchant. An authorization form at the credit card authorization system that contains the transaction information is created. An internet browser associated with the customer is caused to display the authorization form. A signature phrase is received from the customer via the authorization form. The received signature phrase is verified that it corresponds to a signature phrase stored in a credit card account associated with the credit card number. The internet browser associated with the customer is caused to be transferred to a web site associated with the e-commerce merchant.

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